Chapter 7 Bankruptcy

What is Chapter 7 Bankruptcy?

Chapter 7 bankruptcy is a legal step that allows an individual to get rid of unsecured debts, stop creditor harassment, and start his or her financial life anew. Should you file one, you are allowed to keep certain assets that are deemed exempt, such as retirement savings. The bankruptcy trustee, however, will collect all your non-exempt assets and sell these to pay your creditors in compliance with the Bankruptcy Code.

Typically, Chapter 7 bankruptcy is ideal for low-income debtors with minimal or no assets, and who want to eliminate their unsecured debts. Many of these debtors, however, fail to work with a knowledgeable bankruptcy attorney and end up forfeiting assets they could have kept.

Let Us Guide You Through the Process

Come to us, and we’ll help you navigate the complexities of filing for Chapter 7 bankruptcy. For one, we’ll review your situation and see if you qualify for Chapter 7. Also, our attorney will look into your assets and make sure you get to keep those that are exempt.

Chapter 7 bankruptcy allows a qualified individual to eliminate:

  • Credit card debts
  • Personal loans
  • Medical bills
  • Utility bills
  • Business debts
  • Back rent


Our firm is conveniently located in Genesee County, Michigan, next to the 67th District Court in Grand Blanc.  Consultations are confidential. To talk with a lawyer, call us at (810) 226-0203 or complete our online contact form.

Website Disclaimer

The information you obtain at this site is not, nor is it intended to be, legal advice. You should consult an attorney for advice regarding your individual situation. We invite you to contact us and welcome your calls, letters and electronic mail. Contacting us does not create an attorney-client relationship. Please do not send any confidential information to us until such time as an attorney-client relationship has been established.

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